Free Checking - Kasasa Cash

Choose Kasasa® – free checking that’s really free and rewards you in cash! There are no monthly service fees, and you’ll never pay a fee just because your balance isn’t big enough. Instead, earn up to 2.25% APY and refunds on ATM withdrawal fees, nationwide.* Start earning more money today with free Kasasa Cash®.

  • Free checking that pays high interest
    • 2.25% APY* on balances up to $15,000
    • 2.25% to 0.25% APY on balances over $15,000 depending on balance in account*
    • 0.05% APY* if qualifications are not met
  • Refunds on ATM withdrawal fees, nationwide, up to $25 monthly and up to $9.99 per transaction*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance requirement
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free e-Statements with check images
  • Free Visa® debit card
  • Unlimited check writing
  • Low $100 minimum deposit to open


Qualifying is so easy, you’re probably already doing it. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH transaction post and settle
  • Have at least 15 PIN-based or signature-based debit card transactions post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

That’s it. And even if you don’t qualify, you still earn our base interest rate and your account is still free. Plus, you can get back to earning a higher rate and refunds on ATM withdrawal fees the very next cycle.

Qualifications Calendar

*$100 minimum deposit is required to open. APY=Annual Percentage Yield. Kasasa Cash rate tiers are as follows: 2.25% APY applies to balances of $0-$15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. Rates may change after the account is opened. Fees may reduce earnings. A linked Kasasa Saver account is required for automatic savings. ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle and ATM-processed transactions do not count towards qualifying debit card transactions. Member FDIC. Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.