Home Equity Line of Credit (HELOC) | Richmond, VA - Mechanicsville, VA - Gloucester, VA | EVB

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Home Equity Line of Credit (HELOC)

Bring your ideas to life with a Home Equity Line of Credit.

No matter what your ideas are, EVB’s Home Equity Line of Credit will help you get started. Apply today at your local EVB branch or call us at 888.464.2265!

  • Low rate of 1.99% APR for the first 12 months, thereafter, variable 3.74% APR
  • No closing costs on loans up to $100,000
  • Interest only payment options available
  • No application fees or annual fees
  • Interest may be tax deductible


  • Low, competitive rates
  • Choose between interest-only or principal and interest payments
  • Interest may be tax deductible*
  • Funds available for any purpose
  • Re-access as needed without re-applying
  • Local decision-making
  • Personal service
  • Explore the Home Equity Loan section of the Financial Answer Center

*Consult a tax advisor.

EVB Lenders are registered with the National Mortgage Licensing System (NMLS). For more information, go to www.nmlsconsumeraccess.org.