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Rates

Rates

Rates effective 03/03/2014.

Checking Rates**

Account NameMinimum DepositInterest RateAPY*
Reward Checking $100.00 1.00%

On balances up to $15,000

1.01%
0.40%

On balances above $15,000

0.40%
Premier Club Checking $100.00 0.40% 0.40%
Interest Checking $100.00 0.05% 0.05%
Community Connection Checking $100.00 0.60%

On balances up to $75,000

0.60%
0.40%

On balances above $75,000

0.40%

Savings Rates**

Account NameMinimum DepositInterest RateAPY*
Money Market $100.00
$0.00-$9,999.99 0.15% 0.15%
$10,000.00-$24,999.99 0.15% 0.15%
$25,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$99,999.99 0.25% 0.25%
$100,000.00-$249,999.99 0.35% 0.35%
$250,000.00 and over 0.50% 0.50%
Statement Savings $100.00 0.10% 0.10%

* APY is the Annual Percentage Yield on the account

**Legal Disclosures – See Accounts Page for each type of account for more information

Some accounts will assess a $25.00 charge if closed within 6 months of opening

Advertised deposit rates apply to amount of $250,000 or less. Please contact an EVB Representative for a rate quote for amounts over $250,000.

All Savings and Checking Accounts: the interest rate and APY may change after account opening.

Reward Checking Accounts: if you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that period. No minimum balance is required and there is no monthly service charge.

Premier Checking membership requires a minimum daily balance of $2,500 in the Premier Checking Account or a combined daily balance of $15,000 in a combination of personal accounts such as checking, savings , CDs or IRAs.

Certificates of Deposit – Please call us for rates on CDs and CDARs.

Non-profit organizations include those organized under IRC §§501 (c)(3), 501(c)(4) and 501(c)(9).