Rates

Rates effective 03/03/2014

Checking Rates**

Account NameMinimum DepositInterest RateAPY*
Reward Checking$100.001.00%

On balances up to $15,000

1.01%
0.40%

On balances above $15,000

0.40%
Premier Club Checking$100.000.40%0.40%
Interest Checking$100.000.05%0.05%
Community Connection Checking$100.000.60%

On balances up to $75,000

0.60%
0.40%

On balances above $75,000

0.40%

CD Rates**

Account NameMinimum DepositInterest RateAPY*
90-364 days$1,000.000.10%0.10%
12 Months$1,000.000.20%0.20%
13-23 Months$1,000.000.25%0.25%
24 Months$1,000.000.40%0.40%
36 Months$1,000.000.60%0.60%
48 Months$1,000.000.65%0.65%
60 Months$1,000.000.99%1.00%

IRA Rates**

Account NameMinimum DepositInterest RateAPY*
12 Months $500.000.20%0.20%
13-23 Months $500.000.25%0.25%
24 Months $500.000.40%0.40%
36 Months $500.000.60%0.60%
48 Months $500.000.65%0.65%
60 Months $500.000.99%1.00%
IRA Savings$100.000.25%0.25%

Savings Rates**

Account NameMinimum DepositInterest RateAPY*
Money Market $100.00
$0.00-$9,999.990.15%0.15%
$10,000.00-$24,999.990.15%0.15%
$25,000.00-$49,999.990.25%0.25%
$50,000.00-$99,999.990.25%0.25%
$100,000.00-$249,999.990.35%0.35%
$250,000.00 and over0.45%0.45%
Statement Savings $100.000.10%0.10%

* APY is the Annual Percentage Yield on the account

**Legal Disclosures – See Accounts Page for each type of account for more information

Some accounts will assess a $25.00 charge if closed within 6 months of opening

Advertised deposit rates apply to amount of $250,000 or less. Please contact an EVB Representative for a rate quote for amounts over $250,000.

All Savings and Checking Accounts: the interest rate and APY may change after account opening.

Reward Checking Accounts: if you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that period. No minimum balance is required and there is no monthly service charge.

Premier Checking membership requires a minimum daily balance of $2,500 in the Premier Checking Account or a combined daily balance of $15,000 in a combination of personal accounts such as checking, savings , CDs or IRAs.

Certificates of Deposit – A penalty may be imposed for early withdrawal. Please call us for rates on CDARs.

Non-profit organizations include those organized under IRC §§501 (c)(3), 501(c)(4) and 501(c)(9).