EVB Current Deposit Rates

Account Name	Minimum Deposit	Interest Rate	APY*
Reward Checking (*4)	$100.00
	$0.01-$25,000.00	2.97%	3.01%
	$25,000.01 and over	1.44%	1.45%
Reward Gold Checking (*6)	$100.00	1.74%	1.75%
Advantage Checking (*1)	$100.00	0.20%	0.20%
Interest Checking Account (*1)§	$100.00	0.10%	0.10%
Reward Money Market (*1, 5)§	$100.00
	$0.00-$9,999.99	0.30%	0.30%
	$10,000.00-$24,999.99	0.30%	0.30%
	$25,000.00-$49,999.99	0.30%	0.30%
	$50,000.00-$99,999.99	1.24%	1.25%
	$100,000.00 and over	1.24%	1.25%
Money Market (*1)§	$100.00
	$0.00-$9,999.99	0.30%	0.30%
	$10,000-$24,999.99	0.30%	0.30%
	$25,000-$49,999	0.30%	0.30%
	$50,000.00-$99,999.99	.99%	1.00%
	$100,000.00-$249,999.99	.99%	1.00%
	$250,000.00 and over	.99%	1.00%
Statement Savings (*1)§	$100.00	0.20%	0.20%
90 - 364 days (*2)§	$1,000.00	0.75%	0.75%
12 Month (*2)§	$1,000.00	1.09%	1.10%
12 Month Penalty Free (*3)	$5,000.00	0.75%	0.75%
13-23 Month (*2)§	$1,000.00	1.14%	1.15%
24 Month (*2)§	$1,000.00	1.49%	1.50%
36 Month (*2)§	$1,000.00	1.98%	2.00%
48 Month (*2)§	$1,000.00	2.23%	2.25%
60 Month (*2)§	$1,000.00	2.48%	2.50%
IRA - 1 year (*2)	$500.00	1.09%	1.10%
IRA 13-23 Month (*2)	$500.00	1.14%	1.15%
IRA - 2 year (*2)	$500.00	1.49%	1.50%
IRA 3 year (*2)	$500.00	1.98%	2.00%
IRA 4 year (*2)	$500.00	2.23%	2.25%
IRA - 5 year (*2)	$500.00	2.48%	2.50%
Reward IRA Savings (*1)	$100.00	1.24%	1.25%
Community Connection Non-Profit Checking	$100.00	2.00%	2.02%

Effective As of 10-30-2009 to Current Date

Rates subject to change without notice.

APY means Annual Percentage Yield.
Fees could reduce earnings on account.

Some deposit accounts will assess a $25.00 charge, if closed within 6 months of opening.

Advertised deposit rates apply to amounts of $250,000 or less. Please contact an EVB representative for a rate quote for amounts over $250,000.

*Assumes reinvestment of interest earned at the stated rate.

§Personal and Business

The interest rate and annual percentage yield may change after account opening.
A penalty may be imposed for early withdrawal.
After the account has been opened 7 days, you may make only 1 withdrawal without a penalty. A penalty may be imposed for any additional withdrawals. This Certificate of Deposit will renew at the standard 12 month CD rate.
3.01% Annual Percentage Yield (APY) paid on that portion of the balance up to $25,000 each cycle the minimum requirements are met. 1.45 APY paid on that portion of the balance over $25,000 each cycle the minimum requirements are met. If you do not meet the requirements during a given cycle, you will earn the Base Rate of 0.05%. Rates as of June 19, 2009. At the bank's discretion, the interest rate and APY may change at any time after the account is opened. No minimum balance required. However, you must deposit $100.00 to open this account. No monthly service charge. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Base Rate, however it will not receive ATM refunds for that time period. Available to personal accounts only. Fees may reduce earnings. Refer to the Personal Services/Checking Account page to learn about the benefits and requirements.
The Reward Money Market Account requires the customer to have an EVB checking account with a scheduled ACH credit or debit.
The minimum opening deposit is $100; however, a deposit of $5,000 "new money" must be made at account opening to either the Reward Gold or another EVB account. A direct deposit is required. $10,000 combined minimum balance in CD, savings, or checking accounts is required. Age must be 55 or over. A $15.00 monthly fee will be assessed if the combined balance falls below $10,000. Charges from other banks for use of their ATMs may still apply.
The minimum opening deposit is $5,000. Opening balance cannot be transferred from an existing EVB account. The CD will renew at the standard 12 month CD rate. Fees could reduce earnings. A penalty may be imposed for any additional withdrawals.