Personal Services

Additional Services                                                                

EVB offers our customers a full range of additional services, from modern conveniences such as direct deposit and online banking, to customary bank services like safe deposit boxes and cashier's checks. This page provides more information about our services for personal banking, including our fee schedule.

Online Banking

• Free Online Banking and Bill Pay Service
• Access your deposit and loan accounts, view balances, transfer funds between EVB deposit accounts, retrieve your account history, request custom reports, and more.
• Pay bills quickly and easily online, without writing checks, buying stamps, and driving to the post office.
• Set up recurring payments, schedule payments in advance, and receive verification of past payments.

Online Banking demonstration
Sign up for Online Banking

If you need assistance or want to learn more about this service, please contact our friendly Internet Banking Specialists at (804) 443-6377 or 1-888-758-5646.

 

Telephone Banking

Our E•Z• ACCESS telephone banking service allows you to bank 24 hours a day, 7 days a week. Simply dial 1-800-789-6097 on a touch-tone telephone to check balances, transfer funds, review account activity, and more.

 

24-Hour Banking

EVB's Automated Teller Machines (ATMs) allow you to make deposits, withdrawals, inquiries, and transfers any time using your EVB VISA® Check Card. ATMs are located at most EVB branch locations. See the branch directory at the end of this guide for more information. Our ATMs are linked to Cirrus, Exchange, Honor, and Star networks, providing access to more ATMs worldwide.

 

VISA® Gift Card

EVB offers VISA®  Gift Cards in denominations ranging from $25 to $500. Gift cards are the smart choice for anyone on your gift-giving list.

 

Bank-By-Mail

Don't have time or are unable to visit the bank during regular business hours? EVB allows you to handle deposits for all of your accounts by mail.

 

Direct Deposit

You may choose to have any recurring check, such as Social Security checks or paychecks, deposited directly to your EVB checking or savings account. Once the arrangements are made, the check is deposited automatically-even if you're out of town.

 

Notary Public

EVB customers can receive notary services at no charge at any EVB branch location.

 

Safe Deposit Box

Safe deposit boxes are available in a variety of sizes to provide "worry-free" protection of your valuable papers and property. Discounts apply to Advantage Checking and Reward Gold Checking customers. Safe deposit boxes are subject to availability.

 

Cashier's Checks

Cashier's checks are available for paying bills or for making other payments. The fee to EVB customers is $6 per check; however, Advantage Checking customers pay no fee for this service.

 

American Express®  Traveler's Cheques

Protect yourself and your vacation by purchasing traveler's checks that are honored around the world. If lost or stolen, you will receive a complete refund, which can be directly deposited into your account. The fee is $1.50 per $100; however, Advantage Checking customers pay no fee for this service. Traveler's Cheque Cards are also available.

 

Automatic Savings

An automatic authorized transfer from your checking account to your savings account can be arranged to establish a savings program at EVB. Please ask a customer service representative for more information about this free program.

 

Night Depository

Each EVB branch location offers a night depository for our customers' convenience. The night depository is available 24 hours a day, 7 days a week.

 

Identity Theft Shield ^TM

Identity Theft Shield provides credit reports, continuous credit monitoring, and identity restoration, all for a low monthly fee of $12.95 and covers both member and spouse. Identity Theft Shield credit reports provide:

• An up-to-date credit report through Experian, at no additional cost
• A personal credit score calculated by an independent scoring service
• A detailed analysis of your personal credit score

With continuous credit monitoring, suspicious activity will be brought to your attention, providing you with early detection. If your identity has been stolen, a trained expert will take the steps to restore your name and credit for you.

 

Fee Schedule

Effective Febuary 2, 2009. All fees are subject to change.

Service	Fee
ACH Returned Check	$32
American Express
Traveler's Checks	$1.50 per 100*
ATM/Debit Card
Withdrawal (other bank)	$1.50**
Inquiry (other bank)	$1.50**
Card Replacement	$5
Bond Coupon Collection	$5
Bill Payment Fees
Stop Payment	$25
Return Item Fee	$25
Scanned Bills	$1
Year End CD Rom	$30
Cashier's Check	$6*
Close DDA/SAV within 6 mos.	$25
Continuous Overdraft Fee	$5 per day after day 7
Copy of Check	$1
Counter Checks	$2.50 for 10
Dormant Account Fee	$5 (per month)
Fax	$0.50 per page (limit 5 pages)
Foreign Check Collection Fee	$15
Foreign Currency Fee	$15
Garnishment	$75
IRA Outgoing Rollover or Transfer Fee	$50
Loan Payment Book Replacement	$10
Online Banking Funds Transfer Fee	Standard - Fee
$0.00-$2,000.00	$3.00
$2,000.01-$15,000.00	$3.00
Pay People	$3.00
	Premium - Fee
$0.00-$2,000.00	$10.00
Overdraft Service Charge***	$32
Photocopy	$0.50 per page****  (limit 5 pages)
Research	$25 per hour
Return Check (NSF/ACH)	$32
Return Deposited Item	$5
Safe Deposit Box*****
Rental	Varies depending on box size
Drill	At Cost
Replace Key	$20 minimum
Late Charge	(15% of the payment amount) $5 minimum $25 maximum
Statement
Copies	$5
Printout	$2
Reconciliation/Research	$25 per hour minimum
Stop Payment	$32
Telephone Transfer	$2
Visa®
Gift Cards	$2.95
Card Replacement	$5
Wire Transfer
Outgoing (within U.S.)	$20
Outgoing Foreign        (outside U.S.)	$50
Incoming	$10

 

* No fee for Advantage Checking customers
**Free for Reward Checking customers when monthly requirements are met.
***A service charge may be assessed on any withdrawal created by checks, in-person withdrawals, ATM withdrawals, or other electronic means, that will overdraw the available account balance, regardless of whether we pay or return the item.

**** No fee for Advantage Checking customers. Some limits apply
***** Subject to availability