Personal Services

Checking Accounts

Reward Checking
Reward Gold Checking
Advantage Checking
Service Charge Free Checking
Interest Checking
EVB Switch Kit

Choosing a checking account is one of the most important decisions you will make about your personal finances. EVB offers a variety of personal checking accounts, from traditional to interest-bearing, so you can choose the option that best meets your needs.

To provide our customers with the utmost flexibility, all of our personal checking accounts come with an EVB VISA® check card, for use at ATMs and VISA® merchants. And all of our personal checking accounts come with free access to Online Banking and Bill Pay Service.

REWARD CHECKING

Welcome to Reward Checking from EVB-a free checking account that pays! The Reward Checking program allows you to earn an unbeatable 4.01% APY* on your account. Reward Checking will also automatically refund any out-of-network ATM fees, with no receipts required. This means you have free access to any ATM at any time, making it even more convenient to be an EVB customer.

To earn these rewards, you must use the following EVB services each month:

• Make at least one direct deposit or ACH auto debit
• Access online banking at least once per statement period
• Use your debit card at least 10 times, instead of writing a check (excludes ATM withdrawals)
• Receive account statements and bank correspondence online

With Reward Checking, you'll enjoy all the benefits of free checking, including a free VISA® check card, unlimited check-writing privileges, no minimum balance requirements, and no monthly service charge. A $100 minimum deposit is required to open the account.

Reward Checking puts money in your pocket simply for using the convenient EVB services listed above. Visit your nearest EVB branch location to find out how you can get started as a Reward Checking customer today.

* 4.01% Annual Percentage Yield (APY) paid on that portion of the balance up to 
$100,000 each cycle the minimum requirements are met. 3.01 APY paid on that portion 
of the balance over $100,000 each cycle the minimum requirements are met. If you do 
not meet the requirements during a given cycle, you will earn the Base Rate of 0.05%. 
Rates as of June 20, 2008. At the bank's discretion, the interest rate and APY may 
change at any time after the account is opened. No minimum  balance required. 
However, you must deposit $100.00 to open this account. No monthly service charge. 
If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Base Rate, however it will not receive ATM refunds for 
that time period. Available to personal accounts only. Fees may reduce earnings. 

REWARD GOLD CHECKING

Customers age 55 and over can enjoy a great interest rate and the opportunity to plan for the future with the Reward Gold Checking Account. Benefits include:

• Free investment planning session with EVB Investments
• Free insurance comparison/quote with EVB insurance
• 50% discount on safe deposit box rentals (subject to availability)
• Online Banking, Bill Pay Service
• EVB Visa check card for use at ATMs and Visa merchants
• Free foreign ATMs*

The minimum deposit of $5,000 "new money" must be made at account opening to either the Reward Gold Checking or another EVB account; direct deposit is required. Monthly maintenance fees of $15 are waived for customers maintaining a $10,000 balance. Balance may be aggregated between checking, savings, and certificates of deposit. Please refer to the deposit rate chart for EVB's current deposit rates.

*Charges from other banks for use of their ATMs may still apply.

 

ADVANTAGE CHECKING

Advantage Checking offers the ultimate in checking services as well as a package of benefits designed to meet all of your banking needs economically. Features include:

• Interest-bearing checking, earning market rates
• Online Banking and Bill Pay Service
• EVB VISA® check card, for use at ATMs and VISA® merchants
• No-annual-fee VISA® credit card*
• No-fee check printing (Logo check, wallet style)
• Note: $6 credit applies to other check choices.
• Interest rate discount on new installment loans*
• 50% discount on safe deposit box rentals (subject to availability)
• No-fee single party traveler's checks
• No-fee cashier's checks
• No-fee photocopy service (limit 5 pages per week)

The minimum opening deposit is $100. The monthly maintenance fee of $5 is waived for customers maintaining one of the following:

• $1,500 daily balance
• Direct deposit
• Certificate of Deposit of at least $10,000

* Upon credit approval

SERVICE CHARGE FREE CHECKING

Enjoy these privileges:

• Unlimited check-writing
• No minimum balance requirements
• Online Banking and Bill Pay Service included
• EVB VISA® check card

Minimum opening deposit is $100.

INTEREST CHECKING

The Interest Checking Account earns a competitive rate of interest plus:

• Unlimited check writing
• Online Banking and Bill Pay Service
• EVB VISA® check card

Interest Checking is available to individuals, sole proprietors, and non-profit organizations.

The minimum opening deposit is $100. The monthly maintenance fee of $6 is waived with a $1,000 minimum daily balance.

 

EVB Switch Kit

Switching your account is easy at EVB. Just click here to access our EVB Switch Kit and return completed form to your nearest office.

 

For more information about any of our products or services call 1-888-464-BANK (2265) or visit any of our convenient branch locations.