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Business Services
Business Accounts
Business Checking
Business Savings
Reward Business Money Market
Business Money Market
Merchant Accounts
Community Connection Non-Profit Checking
At EVB, we understand that your business is your livelihood, and we want to do everything we can to make you successful. That's why we offer a wide variety of commercial accounts and services to meet your needs.
Included in all our Commercial Checking accounts:
- EVB VISA® check card, for use at ATMs and VISA® merchants
- Free Online Banking
- A comprehensive package of online services where you can view statements, order checks, make transfers between EVB accounts, pay bills, and make tax payments is available for $20 per month.
BUSINESS CHECKING
No monthly service charge if a $500 minimum balance is maintained. The monthly maintenance fee of $10 is assessed if the daily balance drops below $500. This account offers unlimited check writing privileges.
High-volume accounts fall under commercial analysis, where per-item fees are charged against an earnings allowance based on the average available balance.
BUSINESS SAVINGS
EVB pays the market rate on Business Savings Accounts. Interest is compounded and paid quarterly. The minimum opening deposit is $100. The quarterly maintenance fee is waived with a $100 minimum daily balance.
Withdrawals are limited to six per month at no charge. Withdrawals exceeding this limit are assessed a $1 fee per withdrawal. No more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions may be made from your account per month.
REWARD BUSINESS MONEY MARKET ACCOUNT
The Reward Business Money Market Account earns money market interest rates and has no monthly maintenance fee when a minimum daily balance of $2,500 is maintained. The Business Reward Money Market Account requires the customer to have an EVB checking account. Interest is compounded monthly and credited to the account. Should the balance fall below the minimum required, the balance continues to earn interest in accordance with a tiered structure. Interest is compounded monthly and credited to the account.
The minimum opening deposit is $100. A monthly maintenance fee is waived with a $2,500 minimum daily balance. No more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions may be made from your account per month. Withdrawals exceeding this limit are assessed a $6.00 maintenance fee per withdrawal. Please refer to the deposit rate chart for EVB's current deposit rates.
BUSINESS MONEY MARKET
The Business Money Market Account earns money market rates. The account provides Online Banking, Bill Pay Services and a Business VISA check card. There is no monthly maintenance fee when a minimum daily balance of $2,500 is maintained.
Should the balance fall below the minimum required, the balance continues to earn interest in accordance with a tiered structure. Interest is compounded monthly and credited to the account. No more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions may be made from your account per month. Withdrawals exceeding this limit are assessed a $6 per withdrawal fee. The minimum opening deposit is $100. The monthly maintenance fee of $6 is waived with a $2,500 minimum daily balance.
MERCHANT ACCOUNTS
Merchant Accounts is a service for businesses to facilitate processing credit card purchases from their customers. We offer:
- Competitive rates
- Low equipment prices
- Equipment setup and training
- Response within 24 hours for equipment maintenance, supplies, training, and personal assistance
- Free analysis of your transaction history
COMMUNITY CONNECTION NON-PROFIT CHECKING
With EVB, your non-profit organization can focus on success. Community Connection Non-Profit Checking is a checking account exclusively for non-profit organizations that pays 2.02% APY.
The minmum opening deposit is $100.00. At the bank's discretion, the interest rate and Annual Percentage Yield (APY) may change at any time fees may reduce earnings.
